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Green Card

Green Card
from 993 UAH

Online

Mandatory insurance for traveling abroad in your own car

Coverage area

Europe

Europe
Azerbaijan, Moldova

Why Us?

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№1 in the CASCO Market

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10 Million UAH in Payouts Daily

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Payout speed from 3 Days

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Recommended by our clients to their friends

Company with 100% Ukrainian capital

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20 Years in the Ukrainian market

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350,000 Clients

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93% Client Satisfaction Rate

FAQ about the Green Card

Who should I call if I have an accident abroad?

Do I need to print out my policy?

How long should the Green Card be valid for?

What happens if I do not have a Green Card?

How can I check whether my Green Card is valid?

Which countries does the Green Card cover?

If several people drive the car abroad, do I need to list each driver when purchasing the policy?

What should I do if my policy expires before my trip ends?

Can I purchase a Green Card on the day I cross the state border?

Can I purchase a Green Card while I am already abroad?

Can I use the same policy to cross the borders of several countries?

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Object of Insurance

Insured Risks

Minimum and Maximum Insured Amount (Liability Limit), If the Minimum and Maximum Insured Amount Is Determined by the Terms of the Insurance Product

Minimum and Maximum Insurance Premium and/or Rate

Type and Minimum/Maximum Amount of Deductible (If Applicable)

Territory of Coverage Under the Insurance Contract

Insurance Period

Term of the Insurance Contract

Procedure for the Insurance Contract Coming Into Effect

Insurance Restrictions (If Applicable)

Possible Consequences for the Consumer in Case of Failure to Fulfill Obligations Under the Insurance Contract, Including Late Notification of an Insured Event Without Valid Reasons and Late Payment of the Insurance Premium or Its Subsequent Installment

Information on the Possibility of Purchasing the Insurance Product Separately, If Such Product Is Offered Together With an Ancillary and/or Additional Good, Work, or Service That Is Not Insurance-Related, as a Component of a Single Package or Contract

Terms for Obtaining a Discount on the Insurance Product and the Insurer's Promotional Offers (If Any), Including Their Validity Periods

Procedure and Terms for the Provision of Services

Cost, Price/Rates, and Fee Amount (Interest, Commissions) for the Insurance Product

Total Amount of Expenses, Including Fees, Payments, and Other Costs the Consumer Must Pay in Connection With Receiving the Financial Service, Including Taxes, or, If the Specific Amount Cannot Be Determined, the Procedure for Determining Such Expenses

When concluding the insurance contract, the Policyholder pays only the insurance premium provided for by the insurance contract.

In accordance with subparagraph 165.1.27 of paragraph 165.1 of Article 165 of the Tax Code of Ukraine, the following income is not included in a taxpayer's total monthly (annual) taxable income:

the amount of an insurance payout, insurance compensation, or surrender value received by the taxpayer under an insurance contract from a resident insurer, other than long-term life insurance (including lifetime pension insurance) and non-state pension provision, provided the following conditions are met:

a) for life or health insurance of the taxpayer, in the case of:

the insured person surviving to the date or event specified in the life insurance contract, or reaching the age specified in such contract;
the surrender value, to the extent it does not exceed the sum of insurance payments made under a life insurance contract other than long-term life insurance;
in the event of an insured event — the fact that harm was caused to the insured person must be duly confirmed. If the insured person dies, the insurance payout due to beneficiaries or heirs is taxed according to the rules and rates established for inheritance taxation (a beneficiary is treated as an heir for this purpose);

b) for property insurance, the amount of insurance compensation may not exceed the value of the insured property, determined at market prices as of the date the insurance contract was concluded, increased by the amount of insurance payments (contributions, premiums) paid;
c) for civil liability insurance, the amount of insurance compensation may not exceed the amount of harm actually caused to the beneficiary, as determined at market prices as of the date of such insurance payout;

Provided the above conditions are met, no taxes or fees are payable by the Policyholder as a result of receiving the financial service.

Consumer's Right of Withdrawal, Right to Terminate or Cancel the Contract, Right of Early Performance, and the Procedure and Consequences of Exercising Such Rights

The insurance contract terminates early:

by agreement between the Policyholder and the Insurer, on the initiative of either Party;
unilaterally, upon the Policyholder's written request, in the event the Policyholder submits a written request for early termination of the insurance contract due to the insured vehicle leaving the Policyholder's possession against their will, or the destruction of such vehicle (in accordance with Part Two of Article 15 of Law No. 3720).

The insurance contract may not be terminated early at the Insurer's request, except in cases established by law.

If the Policyholder submits a written request for early termination of the insurance contract due to the insured vehicle leaving the Policyholder's possession against their will, or the destruction of such vehicle, the contract terminates on the day the Insurer receives such request.
Early termination of the insurance contract under subparagraph 1 of paragraph 1 of this section is carried out in accordance with the procedure established by the Law of Ukraine "On Insurance."
In the event of early termination of the insurance contract under subparagraphs 1 and 2 of paragraph 1 of this section, the Insurer is obligated to refund the Policyholder the insurance premium (or a portion thereof) in the amount determined in accordance with the Law of Ukraine "On Insurance."
In the event of early termination of the insurance contract under subparagraphs 1 and 2 of paragraph 1 of this section, the Insurer is obligated to ensure that information about the fact, date, and time of termination of such insurance contract is entered into the Unified Centralized Database no later than the date and time the contract terminates.
The Insurer enters information about the early termination of the insurance contract into the "GConline 2020" system. The date of early termination of the insurance contract is determined as 00:00 on the date entered by the Insurer into the "GConline 2020" system. This date must be later than the date the information about the early termination was entered.
After completing the operations for early termination of the insurance contract, the Insurer is obligated to generate and provide or send to the Policyholder, in a manner convenient for them (by email, SMS services, or messenger apps), a notice containing information about the grounds and date of early termination of the insurance contract and the "Green Card" insurance certificate, specifying their numbers, and indicating the need to destroy printed and electronic copies of the insurance documents received.
In the event of early termination of the insurance contract, expenses directly related to concluding and performing the insurance contract are deducted in an amount corresponding to the maximum share of the Insurer's expenses specified in the General Terms of the Insurance Product.
Validity of the insurance contract in the event of a change of owner of the insured vehicle.

If the owner of the insured vehicle changes as a result of its lawful transfer, the insurance contract remains valid until the end of its term, and the Policyholder's rights and obligations transfer to the new owner of that vehicle.

In the event of the death of a Policyholder who is an individual, their rights and obligations under the insurance contract transfer to the person who inherits the vehicle specified in the insurance contract and/or who, in the case provided for by the Civil Code of Ukraine, is deemed to have accepted the inheritance.

The right to receive a portion of the insurance premium in the event of early termination of the insurance contract due to the death of a Policyholder who is an individual transfers to the person who inherits the vehicle specified in the insurance contract and/or who, in the case provided for by the Civil Code of Ukraine, is deemed to have accepted the inheritance.

In the event of a change of owner of the insured vehicle, the new owner is obligated to notify the Insurer in writing within 15 calendar days of acquiring ownership of the vehicle and to provide the Insurer with their personal details.

Withdrawal from the insurance contract.

In accordance with paragraph 4 of Part Two of Article 107 of the Law of Ukraine "On Insurance," the Policyholder does not have the right to withdraw from a mandatory motor third-party liability insurance contract.

Procedure for Amending the Insurance Contract

Availability and Procedure for Handling Complaints and Out-of-Court Dispute Resolution

When providing insurance services to Consumers, PJSC "ARSENAL INSURANCE" complies with all applicable consumer protection legislation, cares about its Consumers' rights, and is committed to resolving issues raised by consumers.

PJSC "ARSENAL INSURANCE" also considers it important, at every stage of reviewing an inquiry, to inform Consumers of their rights, and to note that PJSC "ARSENAL INSURANCE" reviews client inquiries (proposals, comments, applications, complaints) from both legal entities and individuals in accordance with current Ukrainian legislation and the Procedure for Interaction with Consumers and Handling Inquiries (across all channels) approved by PJSC "ARSENAL INSURANCE."

A client has the right, either personally or through an authorized representative, to submit (send) inquiries to PJSC "ARSENAL INSURANCE" concerning the activities of the company and/or its employees.

Consumers have free access to information about insurance services published on the PJSC "ARSENAL INSURANCE" website at: https://arsenal-ic.ua/, as well as at service locations.

Any issues that arise for a client are resolved as follows:

Out of court, through a verbal or written inquiry sent to the email address [email protected], sent or submitted directly to the company's registered address: 154 Borshchahivska St., Kyiv, 03056, Ukraine, or reported by phone at 0-800-60-44-53. To protect the rights of the Policyholder as a consumer of insurance services, PJSC "ARSENAL INSURANCE" has established a dedicated competent commission to review applications, comments, proposals, and complaints, located at 154 Borshchahivska St., Kyiv, 03056, tel. 0-800-60-44-53, email [email protected]. Such inquiries, which must be submitted in writing, are reviewed within the procedure and timeframes established by the Laws of Ukraine "On Consumer Protection" and "On Citizens' Appeals."
If the Consumer disagrees with the decision made regarding their inquiry/complaint/claim, they may appeal such decision by contacting the Regulator — through the official website of the National Bank of Ukraine: https://bank.gov.ua/ua/consumer-protection; correspondence and written inquiries address: 9 Instytutska St., Kyiv, 01601, tel. 0 800 505 240, email: [email protected], website: https://bank.gov.ua/.
In certain disputed cases, the matter may also be resolved through the courts. In accordance with Part One of Article 4 of the Civil Procedure Code of Ukraine, every person has the right, in the manner established by this Code, to apply to the court for the protection of their violated, unrecognized, or disputed rights, freedoms, or legitimate interests.

All disputes arising between the Policyholder and the Insurer under concluded insurance contracts are resolved through negotiation, and if no agreement is reached, in accordance with the procedure established by current Ukrainian legislation.

List of Information That Is Material to Assessing the Insured Risk, and/or Information About Other Circumstances Taken Into Account When Determining the Insurance Premium

Consumer Notice on the Need to Review, Prior to Concluding the Insurance Contract, Information About Exclusions From Insured Events and Grounds for Refusal to Make Insurance Payouts, the Insurer's Liability Limits for a Specific Object of Insurance, Insured Risk, and/or Insured Event, as Well as the Procedure for Calculating and the Terms for Making Insurance Payouts, Including a Reference to Such Information

Procedure for Concluding and Paying for a Mandatory Motor Third-Party Liability Insurance Contract

A person applying to conclude the Insurance Contract provides the Insurer with information material to assessing the insured risk, and/or information about other circumstances taken into account when determining the insurance premium under such contract, in the form and manner specified by the Insurer.

The Policyholder may provide such information to the Insurer verbally or in writing, including by submitting a written request expressing an intention to conclude the Insurance Contract, and by completing the relevant details independently through the information and telecommunications system (ITS) used by the Insurer to conclude international insurance contracts, or through an insurance intermediary (technological applications used by the insurance intermediary).

The list of information material to assessing the insured risk, and/or information about other circumstances taken into account when determining the insurance premium under the Insurance Contract, is available here.

Insurance Contracts are concluded exclusively in electronic form.

Insurance Contracts are concluded by accession and consist of a public part of the Insurance Contract, which is the General Terms of the Insurance Product, and an individual part of the Insurance Contract — the insurance policy (policy).

Insurance Contracts are concluded for each individual object of insurance (each vehicle), with that object of insurance specified in the insurance policy, which constitutes the individual part of the Insurance Contract.

Terms of the Insurance Contract not specified in the insurance policy are set out in the public part of the Insurance Contract, which is the General Terms of the Insurance Product.

The insurance policy is issued in the form established under Law No. 3720, and contains the information required by Law No. 3720.

The insurance policy specifies:

the number of the mandatory motor third-party liability insurance contract in the Unified Centralized Database;
the start date and time, and the term, of the mandatory motor third-party liability insurance contract;
information about the Policyholder and the insured vehicle;
the Insurer's name, location, including postal address, phone number, and email address for submitting written demands and applications;
the amount of the insurance premium;
the insured amount;
a reference to the record of the mandatory motor third-party liability insurance contract in the Unified Centralized Database;
the territory of coverage under the mandatory motor third-party liability insurance contract;
other information required to be specified by the MTIBU.

Based on information received from the Policyholder (vehicle owner), a proposal to conclude an international insurance contract, in the form of a draft insurance policy registered in the "GConline 2020" system, is generated for the Policyholder through the ITS, provided/sent by the Insurer to the Policyholder (vehicle owner), and remains valid until the end of the day on which it was generated.

After the Policyholder (vehicle owner) signs the international insurance contract, before the end of the day on which the Proposal was generated, the Insurer registers the Insurance Contract in the "GConline 2020" system and receives from that system a PDF file containing the generated "Green Card" insurance certificate.

The Insurer, no later than the date and time the contract's term begins, sends (provides) the Policyholder with the insurance policy, the "Green Card" insurance certificate, and an information notice recommending that the insurance certificate received be printed, executed in electronic form, in the manner chosen by the Policyholder from those offered by the Insurer.

The insurance premium under the Insurance Contract is paid in full, in a single payment, before or at the time the Insurance Contract is concluded.

The insurance premium under the Insurance Contract may be paid by the Policyholder by bank transfer to the Insurer's (or insurance intermediary's) bank account, or in cash at the Insurer's (or insurance intermediary's) cash office.

Methods for Obtaining Information About the Entry of a Record Regarding a Mandatory Motor Third-Party Liability Insurance Contract Into the Unified Centralized Database for Mandatory Motor Third-Party Liability Insurance, Including a Link to the Webpage on the Website of the Motor (Transport) Insurance Bureau of Ukraine (Hereinafter — MTIBU), Where Such Information Can Be Obtained

Information on the Validity of the Mandatory Motor Third-Party Liability Insurance Contract in the Event of a Change of Owner of the Insured Vehicle

nformation About MTIBU, Including MTIBU Contact Details or a Link to the Webpage on the MTIBU Website Where Such Information Is Published

Загальні умови страхового продукту «Обов’язкове страхування цивільно-правової відповідальності власників наземних транспортних засобів на умовах міжнародної системи автомобільного страхування «ЗЕЛЕНА КАРТКА», редакція діє з 01.01.2026 р.

Перелік відомостей, що мають істотне значення для оцінки страхового ризику, редакція діє з 01.01.2026 р.

Інформаційний документ про стандартний страховий продукт «Обов’язкове страхування цивільно-правової відповідальності власників наземних транспортних засобів на умовах міжнародної системи автомобільного страхування «ЗЕЛЕНА КАРТКА», редакція діє з 01.04.2026 р.

Document Archive (for insurance contracts concluded in previous periods)